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There are several things that you must take into account about a credit institution to compare loans with interest rates economic offer:-make sure that they are offering you the lowest available rate. -To get a low interest rate, be sure to take advantage of variable rates. -Sea front with your lender and ask the questions appropriate to ensure that there are no hidden additional fees included in your personal loan economical. -Just ask provided it can pay. Many lending institutions can offer you more than what you really want. Santiago Masseti is a columnist with experience in several resources online about finance.